Easily Opt-Out
Your Credit, Your Privacy!
Embarking on the journey of homeownership typically involves a credit check. However, many consumers are unaware that, following this credit inquiry, their information may be sold to various lenders and marketing agencies. According to the Fair Credit Reporting Act (FCRA), consumer credit reporting companies (Equifax, Experian, Innovis, and TransUnion) are authorized to include your name on lists used by creditors or insurers to extend firm offers of credit or insurance that you did not initiate. The FCRA also empowers you with the right to opt-out (more details below), preventing consumer credit reporting companies from disclosing your credit file information, commonly known as a “trigger lead.”
Embrace the Advantages of Empowerment
Unwanted communications go beyond mere inconvenience. They can spark concerns about the security of your personal information and leave you questioning who truly possesses access to your sensitive data. In a world where information is a source of influence, shouldn’t you be the one deciding who gets a seat at your table? Opting-out offers:
☆ Peace of Mind: Bid farewell to unsolicited calls or emails disrupting your day.
☆ Privacy Assurance: Safeguard your personal details, ensuring they are not shared without your consent.
☆ Streamlined Focus: Partner with us without distractions from other lenders.
Frequently Asked Questions
You can remove yourself from the list for five years by calling 1-888-5-OPT-OUT (1-888-567-8688) or at optoutprescreen.com
To opt-out permanently, you'll need to sign and return the Permanent Opt-Out Election form, which you get at optoutprescreen.com
You'll have to share your personal information, including your name, address, Social Security number, and date of birth. That information is confidential and will be used only to process your request to opt-out.
You can find more information on the website itself: optoutsprescreen.com -or- see additional frequently asked questions and answers at: optoutprescreen.com/faq